What Is Mudra?

Are you curious to know what is mudra? You have come to the right place as I am going to tell you everything about mudra in a very simple explanation. Without further discussion let’s begin to know what is mudra?

What Is Mudra?

MUDRA (Micro Units Development and Refinance Agency) is a financial institution established by the Government of India in April 2015 to provide funding to micro and small enterprises (MSEs). It is a part of the Pradhan Mantri MUDRA Yojana, which aims to provide financial support to micro-enterprises and entrepreneurs across the country.

The main objective of MUDRA is to provide financial assistance to non-corporate small business sectors, including small manufacturing units, shopkeepers, fruit and vegetable vendors, artisans, and others. The agency provides loans in three categories, namely Shishu, Kishor, and Tarun.

  • Shishu: Under this category, loans up to Rs. 50,000 are provided to start-ups and small businesses.
  • Kishor: This category provides loans between Rs. 50,000 and Rs. 5 lakh to existing businesses that are looking to expand.
  • Tarun: This category provides loans between Rs. 5 lakh and Rs. 10 lakh to established businesses that require additional funding for growth and expansion.

MUDRA loans are collateral-free, meaning that the borrower does not need to provide any security to obtain the loan. However, borrowers must have a good credit score and a solid business plan to be eligible for a MUDRA loan.

Apart from providing financial assistance, MUDRA also offers business development support to micro-enterprises. It provides training and guidance on various aspects of entrepreneurship, such as product development, marketing, and financial management.

MUDRA loans have helped thousands of small business owners across India to start and grow their businesses. They have also played a significant role in creating employment opportunities and boosting the economy. The Pradhan Mantri MUDRA Yojana has been successful in achieving its objectives of promoting entrepreneurship, and financial inclusion, and creating a conducive environment for small businesses.


In conclusion, MUDRA is a vital financial institution in India that plays a significant role in providing financial assistance to small businesses and entrepreneurs. The loans provided by MUDRA are a valuable source of funding for micro-enterprises that may otherwise struggle to obtain financing from traditional banks and financial institutions. With its focus on promoting entrepreneurship and financial inclusion, MUDRA is an important contributor to the growth and development of the Indian economy.


What Is Mudra And It’s Meaning?

Mudra is a Sanskrit term that means “gesture” or “attitude.” Psychic, emotional, spiritual, and artistic gestures or attitudes are all examples of mudras. Mudras were characterized by ancient yogis as energy-flowing postures meant to connect individual pranic force with universal or cosmic force

What Is Mudra Used For?

Mudras in Yoga and Ayurveda

Performing mudras are said to stimulate the flow of prana (life force or energy) throughout the body, to quieten the mind by focusing it on the simple touch of our hands or fingers, and to intensify the power of our practice.

What Is A Yoga Mudra?

Mudra means “seal,” “gesture,” or “mark.” Yoga mudras are symbolic gestures often practiced with the hands and fingers that facilitate the flow of energy in the subtle body and enhance one’s journey within.

What Are The 4 Elements Of Mudra?

the index finger is associated with the Air element (Vayu) the middle finger is the representation of Space (Akash) the ring finger represents the element of Earth (Prithvi) the little finger is associated with the Water element (Jal).


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